Let's take this, one step at the time.

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We have mastered the meticulous process of walking you through the Best Home Ownership Programs.

No Closing Costs.

The lender pays for all closing costs.

No Down Payment.

No Down payment required. Lender finances 100% of the loan.

Lowest Interest Rate.

Below market fixed rates. 30 and 15 years available only. 

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No Points of Fees.

No other hidden fees.

No PMI.

No need to pay Private Mortgage Insurance.

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No Income Maximum or Minimum

Does not matter how much money you make. The program offers an indivudualized solution for all.

Ready to start the process?

give us a call

Program Frequently Asked Questions:

Q. ARE YOU A LENDER?

A. No. We have mastered the meticulous process of walking you trhoug the most affortable Home Ownership Programs. 

Q. What if I have my own Realtor?
A. If you already contracted with another Realtor, then we would not be able to assist you with any available programs. We do not intended to take business away from other Realtors. Remember, we do not get paid until we close on your home. 
Q. How much money do I need to start?

A. If you qualify for one of the available programs for first time home buyers, you will need to have $3,500 minimum required funds.

Q. How long does it take to get pre approved?

A. Every case is different, we work with clients that can take 2 weeks, 2 months or 2 years. For a list of required documentation, Click Here.

Q. if i own a house already, can i still qualify for any down payment assitance?

A. Yes. Some of these programs are not just for first time home buyers. However, you must not own more than one property at the same time. If you want to find out about our Guarantee Offer Program, Click Here.

Q. will lender check my credit?

A. Yes, the lender will run your credit, however they will not pay attention to your credit score. 

Get Pre Approved Today

apply online

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AREAS WE SERVE

Rock Hill
Pineville
Beltmont
Mount Holly
Kannapolis
Mint Hill
Gastonia
Huntersville
Charlotte 

Address

Leilanni Flores Real Estate
3707 Latrobe Drive Suite 470

Charlotte NC 28211