NACA Home Buying and Mortgage Program

NACA Home Buying and Mortgage Program provides both comprehensive housing counseling and incredible mortgage

The Neighborhood Assistance Corporation of America (“NACA”) is a Non-profit HUD-Approved Community Advocacy and Homeowner Membership nationwide organization. Currently there are about 40 offices nationwide and rapidly growing. NACA Charlotte’s office is located at: 5500 Executive Center Drive Charlotte NC 28212 / 704-858-4484

NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home.

NACA Home Buying and Mortgage Program

In order to participate in NACA program and NACA mortgage, you must be NACA member. There is annual dues to become a member. The memberships provides you access program including NACA Mortgage, comprehensive counselling and post-purchase assistance. Member also pledge to participate with in future community outreach and advocacy campaigns.

NACA – America’s Best Mortgage Program
The incredible NACA mortgage allows members to purchase their homes with:

  • No down payment
  • No closing costs
  • No fees
  • No PMI (Private Mortgage Insurance)
  • No requirement for perfect credit
  • And at a below-market interest rate

The Process of Buying Home with NACA Program

  1. Attend NACA Homebuyer Workshop
  2. Housing counselling & Homeownership preparation
  3. Mortgage options and NACA mortgage
  4. Once you pre-approved with NACA mortgage, start looking for home with your Realtor
  5. Found your dream home, making offer and go through escrow process
  6. Post-purchase program (Membership Assistance Program) after closing and become homeowner

Interested in NACA program? Contact us today! 704-858-4484

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